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Our Process

What Makes The Normer Group Better than the Norm?

  1. We never own your portfolio – You manage it, own it, control it, monitor it.

  2. We take the fear out of investing – Fear is the greatest emotion that reduces investment returns.  We educate you into what to fear and not fear.

  3. We show you that investing does not take a lot of time to be successful.  We show you how, just spending 1 hour a year, you can beat 80% of financial managers and advisors.

  4. We give you the tools so that you can choose not to have to be contracted with financial advisors for the rest of your life.

  5. We will teach you how to be financially independent.

  6. Our fees are insanely low.

  7. We do not require you to give us more information about yourself than you desire to give us.

Most Financial Advisors...

  1. Make your afraid.

  2. Make you feel as if you cannot be an effective financial manager.

  3. Make you feel like investing takes a lot of time and expertise.

  4. Use terms and forms that are designed to confuse, befuddle, and complicate the investing process.

  5. Use “trust” to keep you from making informed decisions.

  6. Use ridiculously low benchmarks.

  7. Have high fees that are guaranteed to reduce your overall return.

  8. Have hidden fees that are not overtly disclosed.

  9. Use credentials that are essentially meaningless, ie – licensed

  10. Are poorly educated.

  11. “Fiduciary” in name only.

1 

Evaluation of where you are financially.

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2

Evaluation of where you want to be financially.

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3

10 facts about investing

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4

Open a brokerage account Roth / Traditional IRA

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5

Learn to buy ETF

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6

What ETF to buy?

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Steps in the Process:

1 / Assessment

o Review your financial vision.
o Analyze your current financial and investment situation.
o Define your desired future lifestyle.
o Develop a plan to bridge the gap between your current and desired financial
state.

2 / Education

o Understand why saving alone is not sufficient.
o Explore the role of the stock market and other investment options.
o Learn how the stock market functions.
o Discover strategies for consistent, maximized investment returns.

3 / Implementation

o Create a personalized investment plan.

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